Childhood exposure to the Second World War and financial risk taking in adult life
Publication date: Available online 31 July 2019Source: Journal of Economic PsychologyAuthor(s): Davide Bellucci, Giulia Fuochi, Pierluigi ConzoAbstractAdverse childhood experiences might have long-lasting effects on decisions under uncertainty in adult life. Merging the European Survey on Health, Ageing and Retirement with data on conflict events during the Second World War, and relying on region-by-cohort variation in war exposure, we show that warfare exposure during childhood is associated with lower financial risk taking in later life. Individuals who experienced war episodes as children hold less – and are less like...
Source: Journal of Economic Psychology - August 1, 2019 Category: Psychiatry & Psychology Source Type: research
Using Social Networking Sites in Research: An Emerging Approach to Engaging With Young People Who Have a Parent With a Mental Illness and/or Substance Abuse Disorder
ConclusionThere are challenges in connecting with and engaging with young people in research, particularly if the young person is considered underrepresented in the community. An untapped approach in attaining youth involvement in research can be through social networking sites. Social networking sites are platforms that young people use directly and regularly, and could be used as a possible recruitment tool depending on the research study objectives. Further research will do well to illustrate the use of social media in research, the risks and benefits, and how efficacious this strategy is in recruiting different at-risk...
Source: Frontiers in Psychiatry - April 30, 2019 Category: Psychiatry Source Type: research
IJERPH, Vol. 16, Pages 1265: No Man is an Island: The Impact of Neighborhood Disadvantage on Mortality
This study’s purpose is to determine if neighborhood disadvantage, air quality, economic distress, and violent crime are associated with mortality among term life insurance policyholders, after adjusting for individual demographics, health, and socioeconomic characteristics. We used a sample of approximately 38,000 term life policyholders, from a large national life insurance company, who purchased a policy from 2002 to 2010. We linked this data to area-level data on neighborhood disadvantage, economic distress, violent crime, and air pollution. The hazard of dying for policyholders increased by 9.8% (CI: 6.0...
Source: International Journal of Environmental Research and Public Health - April 8, 2019 Category: Environmental Health Authors: Darrell J. Gaskin Eric T. Roberts Kitty S. Chan Rachael McCleary Christine Buttorff Benjo A. Delarmente Tags: Article Source Type: research
A limb to stand on? A scoping review of employability assessment in Australian total and permanent disability insurance claims.
CONCLUSIONS: Foundational research into the effectiveness of employability assessment and the experience of claimants is warranted. Future research into methodology, assessor credentials, and legal aspects will broaden understanding of this relatively new topic. Implications for rehabilitation Employability assessment is an emergent and hitherto unexamined model that operates in the multi-billion-dollar Australian total and permanent disability insurance market. Total and permanent disability insurance policies and their legal interpretation are ever-changing and substantially inform employability assessment practice. Empl...
Source: Disability and Rehabilitation - January 24, 2019 Category: Rehabilitation Authors: Black M, Matthews LR, Millington MJ Tags: Disabil Rehabil Source Type: research
Medicaid as a Safeguard for Financial Health
Home insurance doesn ’t make a home less flammable. It protects homeowners against financial disaster should something happen to their home. The same holds true for auto insurance, for life insurance, and for disability insurance. And though we often talk about health insurance in terms of making people healthier, its true goal is the same as with other insurance: to safeguard the financial health of beneficiaries in the face of undesirable circumstances. (Source: JAMA)
Source: JAMA - January 15, 2019 Category: General Medicine Source Type: research
Leave No Vein Behind
Last month I decided I was paying too much for life insurance, so I switched carriers to a more competitive policy (please, don't turn the page yet —this story will get relevant and better). (Source: Journal of the Association for Vascular Access)
Source: Journal of the Association for Vascular Access - December 1, 2018 Category: Cardiology Authors: Ramzy Nasrallah Tags: CEO ’s Message Source Type: research
Human Genetics Society of Australasia Position Statement: Genetic Testing and Personal Insurance Products in Australia.
Abstract
The expansion of genetic and genomic testing in clinical practice and research and the growing market for at home personal genome testing has led to increased awareness about the impact of this form of testing on insurance. Genetic or genomic information can be requested by providers of mutually rated insurance products, who may then use it when setting premiums or determining eligibility for cover under a particular product. Australian insurers are subject to relevant legislation and an industry standard that was updated in late 2016. In 2018, the Human Genetics Society of Australasia updated its...
Source: Twin Research and Human Genetics - November 21, 2018 Category: Genetics & Stem Cells Authors: Newson AJ, Ayres S, Boyle J, Gabbett MT, Nisselle A Tags: Twin Res Hum Genet Source Type: research
End-of-life care and social security issues among geriatric people attending a tertiary care hospital of Eastern India
Conclusion: Home-based care of the elderly is needed so that they can live their last days of life peacefully. Awareness about health and life insurance should be increased by urgent intervention. (Source: Indian Journal of Palliative Care)
Source: Indian Journal of Palliative Care - October 15, 2018 Category: Palliative Care Authors: Subraham Pany Lipilekha Patnaik E Venkata Rao Sumitra Pattanaik Trilochan Sahu Source Type: research
Investigating dependence between frequency and severity via simple generalized linear models
Publication date: Available online 16 August 2018Source: Journal of the Korean Statistical SocietyAuthor(s): Woojoo Lee, Sojung C. Park, Jae Youn AhnAbstractRecently, a body of literature proposed new models relaxing a widely-used but controversial assumption of independence between claim frequency and severity in non-life insurance rate making. This paper critically reviews a generalized linear model approach, where a dependence between claim frequency and severity is introduced by treating frequency as a covariate in a regression model for severity. As an extension of this approach, we propose a dispersion model for seve...
Source: Journal of the Korean Statistical Society - August 18, 2018 Category: Statistics Source Type: research
Patient and Caregiver Assessment of the Benefits From the Clinical Use of Amyloid PET Imaging
Discussion:
Patients and caregivers supported the use of amyloid PET imaging in clinical practice and felt that the information would provide significant benefits particularly in terms of future planning. (Source: Alzheimer Disease and Associated Disorders)
Source: Alzheimer Disease and Associated Disorders - January 1, 2018 Category: Geriatrics Tags: Original Articles Source Type: research
If the Framingham Heart Study Did Not Invent the Risk Factor, Who Did?
Abstract
Most historians, epidemiologists, and physicians credit the Framing-ham Heart Study for introducing the term "risk factor" to public health and medicine. Many add that the term came from life insurance companies. This familiar history is incorrect. Taking advantage of the expanding availability of digitized and full-text searchable journals, textbooks, newspapers, and other sources, we have uncovered a deeper and broader history. Antecedent concepts (such as risk, factor, predisposition) have ancient roots. "Risk factor" began to appear in the late 19th and early 20th centuries in many industries,...
Source: Perspectives in Biology and Medicine - November 29, 2017 Category: Medical Ethics Authors: Jones DS, Oppenheimer GM Tags: Perspect Biol Med Source Type: research
Patient and Caregiver Assessment of the Benefits From the Clinical Use of Amyloid PET Imaging.
DISCUSSION: Patients and caregivers supported the use of amyloid PET imaging in clinical practice and felt that the information would provide significant benefits particularly in terms of future planning.
PMID: 29140859 [PubMed - as supplied by publisher] (Source: Alzheimer Disease and Associated Disorders)
Source: Alzheimer Disease and Associated Disorders - November 16, 2017 Category: Psychiatry Tags: Alzheimer Dis Assoc Disord Source Type: research
IJERPH, Vol. 14, Pages 1238: China ’s Insurance Regulatory Reform, Corporate Governance Behavior and Insurers’ Governance Effectiveness
This study tested our hypotheses with a sample of 85 firms during 2010–2011, which was obtained by providing a questionnaire to all of China’s shareholding insurance companies. The empirical study results generally show that China’s insurance governance effectiveness has significantly improved through strict regulation. Insurance corporate governance can improve business acumen and risk-control ability, but no significant evidence was found to prove its influence on profitability, as a result of focusing less attention on governance than on management. State ownership is associated with higher corporate governance ef...
Source: International Journal of Environmental Research and Public Health - October 17, 2017 Category: Environmental Health Authors: Huicong Li Hongliang Zhang Sang-Bing Tsai Aichao Qiu Tags: Article Source Type: research
The Effect of Radical Prostatectomy, External Beam Radiation Therapy and Active Surveillance on Life Insurance Premiums in Patients with Prostate Cancer
Conclusions For patients diagnosed with low risk prostate cancer life insurance companies are more likely to grant standard life insurance premiums after radical prostatectomy or external beam radiation therapy rather than active surveillance. Other predictors of favorable underwriting decisions are older age at diagnosis as well as longer duration of disease-free followup. (Source: Urology Practice)
Source: Urology Practice - August 24, 2017 Category: Urology & Nephrology Source Type: research
Unruptured intracranial aneurysms and life insurance underwriting
Unruptured intracranial aneurysms are common. Rupture is rare, but associated with considerable morbidity and mortality. Screening for unruptured intracranial aneurysms is indicated in certain patient populations, but many patients request screening outside of established guidelines. In addition, intracranial aneurysms may be discovered incidentally. The presence of an intracranial aneurysm has a negative effect for the patient seeking life insurance. This commentary provides a perspective on insurance underwriting in individuals with unruptured intracranial aneurysms and offers points for clinicians to consider when couns...
Source: Neurology Clinical Practice - June 12, 2017 Category: Neurology Authors: Scharf, E., Pelkowski, S., Sahin, B. Tags: Commentary Source Type: research
