“Uninsurable because of a genetic test”: a qualitative study of consumer views about the use of genetic test results in Australian life insurance
European Journal of Human Genetics, Published online: 19 April 2024; doi:10.1038/s41431-024-01602-1“Uninsurable because of a genetic test”: a qualitative study of consumer views about the use of genetic test results in Australian life insurance (Source: European Journal of Human Genetics)
Source: European Journal of Human Genetics - April 19, 2024 Category: Genetics & Stem Cells Authors: Cassandra Muller Lyndon Gallacher Louise Keogh Aideen McInerney-Leo Tiffany Boughtwood Penny Gleeson Kristine Barlow-Stewart Martin B. Delatycki Ingrid Winship Kristen J. Nowak Margaret Otlowski Paul Lacaze Jane Tiller Source Type: research
Why our genetic code should remain off-limits to life insurers
As DNA testing becomes routine, will life insurance companies start using our genetic code to inform their decisions, asks Jenny Kleeman (Source: New Scientist - Health)
Source: New Scientist - Health - March 20, 2024 Category: Consumer Health News Source Type: research
Pollution risk and life insurance decisions: Microgeographic evidence from the United Kingdom
This article presents novel empirical evidence on the causal effect of pollution risk on life insurance decisions. We create a unique dataset by linking microgeographic air quality information to the confidential UK Wealth and Assets Survey. We identify an inverse N-shape relationship between pollution risk and life insurance adoption by exploiting the orthogonal variations in meteorological conditions. Over a given range above a threshold of exposure, rising pollution is associated with rising demand for life insurance, whereas at lower than the threshold levels of pollution, higher exposure risk reduces demand for insura...
Source: Risk Analysis - February 8, 2024 Category: International Medicine & Public Health Authors: Morakinyo O. Adetutu,
Kayode A. Odusanya,
Simona Rasciute,
Eleni Stathopoulou Tags: ORIGINAL ARTICLE Source Type: research
Making a Fortune in Pediatrics
Dr. King
Presenters: Lisa Herrmann, MD, MEd, Tony Tarchichi, MD, and Matthew Molloy, MD, MPH
Drs. Herrmann, Tarchichi, and Molloy discussed their approach to financial health at PHM 2023, a concept important to anyone caring for children, as 76% of medical school graduates have an average debt of $200,000 and start retirement savings 10 years after peers. This is especially crucial for anyone in pediatrics as we rank second to last in medical specialty pay and have an average net worth of less than $500,000. Components of financial health include protecting yourself, mitigating debt, budgeting, and saving for the future.
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Source: The Hospitalist - November 1, 2023 Category: Hospital Management Authors: Ronda Whitaker Tags: Business of Medicine Career Pediatrics PHM Coverage Source Type: research
Genetic discrimination by insurance companies in Aotearoa New Zealand: experiences and views of health professionals
CONCLUSION: New Zealand HPs have concerns about insurance companies using genetic test results in underwriting, including the effect on patients, and strongly believe government legislation is required.PMID:37501230 (Source: New Zealand Medical Journal)
Source: New Zealand Medical Journal - July 28, 2023 Category: General Medicine Authors: Harry Fraser Kimberley Gamet Sally Jackson Andrew Neil Shelling Paul Lacaze Jane Tiller Source Type: research
Human Genetics Society of Australasia Position Statement: Genetic Testing and Personal Insurance Products in Australia
Twin Res Hum Genet. 2023 May 25:1-4. doi: 10.1017/thg.2023.11. Online ahead of print.ABSTRACTThe expansion of genetic and genomic testing in clinical practice and research, and the growing market for direct-to-consumer genomic testing has led to increased awareness about the impact of this form of testing on insurance. Genetic or genomic information can be requested by providers of mutually rated insurance products, who may then use it when setting premiums or determining eligibility for cover under a particular product. Australian insurers are subject to relevant legislation and an industry led standard that was updated i...
Source: Twin Research and Human Genetics - May 25, 2023 Category: Genetics & Stem Cells Authors: Aideen M McInerney-Leo Samantha Ayres Jackie Boyle Chris Jacobs Ainsley J Newson Education, Ethics and Social Issues Committee of the Human Genetics Society of Australasia Source Type: research
Human Genetics Society of Australasia Position Statement: Genetic Testing and Personal Insurance Products in Australia
Twin Res Hum Genet. 2023 May 25:1-4. doi: 10.1017/thg.2023.11. Online ahead of print.ABSTRACTThe expansion of genetic and genomic testing in clinical practice and research, and the growing market for direct-to-consumer genomic testing has led to increased awareness about the impact of this form of testing on insurance. Genetic or genomic information can be requested by providers of mutually rated insurance products, who may then use it when setting premiums or determining eligibility for cover under a particular product. Australian insurers are subject to relevant legislation and an industry led standard that was updated i...
Source: Twin Research and Human Genetics - May 25, 2023 Category: Genetics & Stem Cells Authors: Aideen M McInerney-Leo Samantha Ayres Jackie Boyle Chris Jacobs Ainsley J Newson Education, Ethics and Social Issues Committee of the Human Genetics Society of Australasia Source Type: research
Human Genetics Society of Australasia Position Statement: Genetic Testing and Personal Insurance Products in Australia
Twin Res Hum Genet. 2023 May 25:1-4. doi: 10.1017/thg.2023.11. Online ahead of print.ABSTRACTThe expansion of genetic and genomic testing in clinical practice and research, and the growing market for direct-to-consumer genomic testing has led to increased awareness about the impact of this form of testing on insurance. Genetic or genomic information can be requested by providers of mutually rated insurance products, who may then use it when setting premiums or determining eligibility for cover under a particular product. Australian insurers are subject to relevant legislation and an industry led standard that was updated i...
Source: Twin Research and Human Genetics - May 25, 2023 Category: Genetics & Stem Cells Authors: Aideen M McInerney-Leo Samantha Ayres Jackie Boyle Chris Jacobs Ainsley J Newson Education, Ethics and Social Issues Committee of the Human Genetics Society of Australasia Source Type: research
Human Genetics Society of Australasia Position Statement: Genetic Testing and Personal Insurance Products in Australia
Twin Res Hum Genet. 2023 May 25:1-4. doi: 10.1017/thg.2023.11. Online ahead of print.ABSTRACTThe expansion of genetic and genomic testing in clinical practice and research, and the growing market for direct-to-consumer genomic testing has led to increased awareness about the impact of this form of testing on insurance. Genetic or genomic information can be requested by providers of mutually rated insurance products, who may then use it when setting premiums or determining eligibility for cover under a particular product. Australian insurers are subject to relevant legislation and an industry led standard that was updated i...
Source: Twin Research and Human Genetics - May 25, 2023 Category: Genetics & Stem Cells Authors: Aideen M McInerney-Leo Samantha Ayres Jackie Boyle Chris Jacobs Ainsley J Newson Education, Ethics and Social Issues Committee of the Human Genetics Society of Australasia Source Type: research
Human Genetics Society of Australasia Position Statement: Genetic Testing and Personal Insurance Products in Australia
Twin Res Hum Genet. 2023 May 25:1-4. doi: 10.1017/thg.2023.11. Online ahead of print.ABSTRACTThe expansion of genetic and genomic testing in clinical practice and research, and the growing market for direct-to-consumer genomic testing has led to increased awareness about the impact of this form of testing on insurance. Genetic or genomic information can be requested by providers of mutually rated insurance products, who may then use it when setting premiums or determining eligibility for cover under a particular product. Australian insurers are subject to relevant legislation and an industry led standard that was updated i...
Source: Twin Research and Human Genetics - May 25, 2023 Category: Genetics & Stem Cells Authors: Aideen M McInerney-Leo Samantha Ayres Jackie Boyle Chris Jacobs Ainsley J Newson Education, Ethics and Social Issues Committee of the Human Genetics Society of Australasia Source Type: research
