Cavalcade of Risk is up at Life Insurance by Jeff
Check out the latest Cavalcade of Risk blog carnival at Life Insurance by Jeff.
Share (Source: Health Business Blog)
Source: Health Business Blog - May 29, 2013 Category: Health Managers Authors: David E. Williams of the Health business blog Tags: Announcements Blogs Source Type: blogs
Cavalcade of Risk is up at Life Insurance by Jeff
Check out the latest Cavalcade of Risk blog carnival at Life Insurance by Jeff. (Source: Health Business Blog)
Source: Health Business Blog - May 29, 2013 Category: Health Managers Authors: dewe67 Tags: Announcements Blogs Source Type: blogs
Insurance Library
The editors of InsureBlog are pleased to add Insurance Library to our all star blogroll.
I am very familiar with the originators of Insurance Library and know how much they give back to the public in the form of educational blogs and forums. Insurance Library is a new site but is rapidly growing their visitor count on a daily basis.
Consumers can review questions and answers on over 3,000 topics ranging from auto insurance to homeowners, life insurance, health insurance and Medicare. Insurance Library tries to take the mystery out of a complex problem and provide solutions that are workable.
Agents are allowed to partic...
Source: InsureBlog - May 23, 2013 Category: Medical Lawyers and Insurers Source Type: blogs
Executive Compensation as "Legal Corruption" - and the Continuing Example of the Troubles of Wake Forest Baptist
Conclusion So let me conclude with Prof Mintzer's conclusion,All this compensation madness is not about markets or talents or incentives, but rather about insiders hijacking established institutions for their personal benefit.Too many large corporations today are starved for leadership—true leadership, meaning engaged leadership embedded in concerned management. And the global economy desperately needs renewed enterprise, embedded in the belief that companies are communities. Getting rid of executive bonuses, and the gambling games that accompany them, is the place to start. (Source: Health Care Renewal)
Source: Health Care Renewal - May 21, 2013 Category: Health Medicine and Bioethics Commentators Tags: executive compensation perverse incentives Wake Forest Baptist Medical Center accountability Source Type: blogs
From the Archives: Have Americans Become Afraid of Their Doctors?
Noncompliance and the paranoid style.
[Originally published June 27, 2007]
Note: In the everlasting battle between consumers and Big Pharma, amid a string of recent exposes concerning whose doctor took what payment under which table, I am republishing an essay I wrote several years ago, in which I attempt to view the doctor/Pharma/patient interaction from a different angle.
Once upon a time, Americans went to their doctors to get pills. Doctors complained that patients believed competent medical care consisted of being handed a prescription. In the absence of that piece of paper with the unintelligible signature, a p...
Source: Addiction Inbox - May 19, 2013 Category: Addiction Authors: Dirk Hanson Source Type: blogs
Buying and selling HIPAA
HIPAA privacy rules regarding PHI (Personal Health Information) are pretty stringent. As an agent, I have to be careful about disclosing PHI even to clients' own family members.Pause.Buy-sell agreements (and other business uses of life insurance) are great risk management tools. If a partner or key employee dies, the business may suffer immediate financial losses which can be mitigated by the infusion of cash from a life insurance policy.Pause.Life insurance policies are contracts, and are required to adhere to certain standards and rules, one of which is that the application is part of the policy, and must be attached to ...
Source: InsureBlog - May 16, 2013 Category: Medical Lawyers and Insurers Source Type: blogs
Salary, Hourly, and Contract- understanding different types of employment
Occupational therapy is a great field with so many opportunities to work with different populations and in different settings. I always tell students that you have such flexibility that you can literally work as much (or as little) as you want. If I could have cloned myself a couple of months ago, I would have been able to work 80 hours a week. The other side of the coin is that I also now work only 2 days a week and still have financial security. To navigate this world, it is helpful to know the different types of employment that are available. Here are some descriptions and pros/cons to different types of employment.Sala...
Source: Occupational Therapy Notes - May 14, 2013 Category: Occupational Therapists Tags: students practice issues Source Type: blogs
HHS OIG Provider Self Disclosure Protocol
The Office of Inspector General (OIG) for the U.S. Department of Health & Human Services (HHS) recently updated OIG’s Provider Self-Disclosure Protocol (SDP). The revised protocol now supersedes and replaces the 1998 Federal Register Notice and the Open Letters, as described below (summarized from the new SDP). In addition to the new protocol, OIG also posted a new video podcast about the SDP, given by a lawyer from OIG’s counsel. These videos are part of OIG’s Health Care Fraud Prevention and Enforcement Action Team (HEAT) Provider Compliance Training initiative.
We previously reported in July of 2012 t...
Source: Policy and Medicine - April 30, 2013 Category: Health Medicine and Bioethics Commentators Authors: Thomas Sullivan Source Type: blogs
Terrorism Insurance?
We've all seen the horrific pictures of the Forum restaurant and the Lenox hotel, as well as the shattered glass from other businesses along the busy thoroughfare that was the site of the attack. Aside from the incredible human toll, though, there's a business one, too:"Companies could lose insurance payouts for property, lost income and other damage if the bombings are officially declared an act of terrorism by key U.S. officials" [emphasis added]That last bit is important, and we'll get to it in a moment. First, though, it's important to know that acts of terror are typically excluded from commercial (business) insurance...
Source: InsureBlog - April 25, 2013 Category: Medical Lawyers and Insurers Source Type: blogs
PCIP - A True Story
Wednesday was a tough day for me. One of my long time group clients has a small union division. I am very close personally and professionally with both sides of the negotiating table. They have trusted my recommendations and know that I have always stepped up to make sure that everything that is done is in the best interest of both parties.
The employee (Jim) who heads up the union representation has been through a rough several years. In 2005 his mother (Jane) was diagnosed and beat breast cancer. In 2007 his father (John) was diagnosed with lung cancer. In 2008 his wife was diagnosed and beat breast cancer. Unfortunatel...
Source: InsureBlog - April 18, 2013 Category: Medical Lawyers and Insurers Source Type: blogs
Not Fair!
In looking through an industry publication I ran across an article titled "Most Insurers Charge Higher Premiums Than Quoted".
My initial reaction is . . . . So?
Insurance is a risk assessment, risk assumption business. It doesn't matter if you are discussing life insurance, auto insurance, homeowners insurance or health insurance.
The underwriter reviews your application and makes an offer (or not) based on a financial evaluation of how much premium needs to be collected to cover the risk.
But apparently some folks think it is UNFAIR to charge some people more than others.
Got an insurance quote? Don’t expect it to...
Source: InsureBlog - April 11, 2013 Category: Medical Lawyers and Insurers Source Type: blogs
Want Cheaper Life Insurance? Have an Ablation!
When I see patient's with supraventricular tachycardia, we discuss the the various options for therapy: (a) conservative treatment, (b) medical treatment, or (c) catheter ablation therapy for their arrhythmia. More often than not, patients elect to have catheter ablation of their arrhythmia because of the procedure's proven track record for success, safety, and the need to avoid long-term (Source: Dr. Wes)
Source: Dr. Wes - March 14, 2013 Category: Cardiology Authors: Westby G. Fisher, MD Tags: catheter ablation supraventricular tachycardia mortality Source Type: blogs
3 Reasons Why You Should Invest in Disability Insurance
Life insurance is a valuable instrument for ensuring the financial stability of your family but the importance of disability insurance cannot be overstated.Contributor: S.W. HampsonPublished: Feb 05, 2013 (Source: Most Recent Health Wellness - Associated Content)
Source: Most Recent Health Wellness - Associated Content - February 5, 2013 Category: Other Conditions Source Type: blogs
How hospitals can save 25% with better benefits design
by Kevin L. Shrake
Employee benefits is fast becoming one of the largest expense items for employers and this issue will be magnified as healthcare reform unfolds.
There are approximately 5,000 U.S. hospitals in and 1000 of them would fall into the category of rural and community hospitals. Typical staff counts in the smaller facilities range from 150-300 people. Large multi-hospital systems might have as many as 15-30,000 employees.
But there is strength in numbers. It is often difficult for smaller organizations to acquire cost-effective benefit rates, and even large organizations can benefit from being part of a l...
Source: hospital impact - February 1, 2013 Category: Health Managers Authors: Wendy Johnson Source Type: blogs
