3.65 GPA gray area?

I might just be neurotic but I feel slightly uneased by my 3.65 GPA. On one end, it's definitely below the median for average MD schools (3.75). On the other end, it isn't low enough for me to consider applying outside MD, or doing a post-bacc. How do these applicants fare and what puts them over the threshold for MD schools?
Source: Student Doctor Network - Category: Universities & Medical Training Authors: Source Type: forums