A Breakdown of the Different CBDC Models

ConclusionAdditional variations of these CBDC models will likely emerge as debates move forward and new technologies are developed. For instance, this post did not discuss the distinction betweenaccount-based and token-based CBDCs. But there is one takeaway that stands out across the board.While the wholesale model may appear to be a benign version of a CBDC because it is so much like the existing financial ecosystem, it would be easy to transition from a wholesale version to a retail CBDC. So while one model may ultimately be chosen over another, it is important to keep the features of all of them in mind because the initial choice may not prove to be the final choice.
Source: Cato-at-liberty - Category: American Health Authors: Source Type: blogs