Baldwin Resolution Would Expose Sick Patients to Higher Premiums, Cancelled Coverage, Denied Care

The Senate appears poised to vote soon on a Congressional Review Actresolution sponsored by Sen. Tammy Baldwin (D-WI) that would rescind the Trump administration ’s final rule on “short-term limited duration insurance.” Nearly every Senate Democrat has cosponsored the Baldwin resolution because they believe it would protect consumers. It would do exactly the opposite. The Baldwin resolution ……would increase the number of uninsured. Various scholars haveestimated that by making health insurance more affordable, the Trump short-term plans rule would reduce the number of uninsured Americans by up to 2 million. The Baldwin resolution would rescind that rule, thereby denying health insurance to up to 2 million Americans.…would reduce protections for the sick. The Baldwin resolution would reduce consumer protections in short-term plans and expose sick patients to higher premiums, denied coverage, bankruptcy, and denied care. It would revert to the Obama administration ’s 2016 short-term plans rule, which limited short-term plans to 3 months and banned renewals. As state insurance regulatorsnoted at the time,“[There are] no data to support the premise that a three-month limit would protect consumers or markets. In fact, state regulators believe the arbitrary limit proposed in the rule could harm some consumers. For example, if an individual misses the [ACA] open-enrollment period and applies for short -term, limited duration coverage in February, a 3-month policy wo...
Source: Cato-at-liberty - Category: American Health Authors: Source Type: blogs