Disability insurance

Seems like all attendings have anesthesia specific disability insurance. I know it is highly recommended to get one. But I dont know anyone who had to use it, or what conditions qualify activation of disability insurance. Does anyone know of anyone who had to use it and what was their situation? It is extremely costly, and i imagine insurance companies will try everything they can to deny you the money since it will be a lot of money for the insurance company since anesthesiologists make... Disability insurance
Source: Student Doctor Network - Category: Universities & Medical Training Authors: Source Type: forums