Claims Made or Occurrence?

Full time 1099 position. I need to buy my own malpractice insurance. I was wondering if I should go with Claims Made of Occurrence based on these quotes. Claims Made (Doctors Direct) Year 1: $4000 Year 2: $9000 Year 3: $14000 Year 4: $17000 Year 5 and beyond: $19000 Tail: Approximately 200% of the year's premium. Occurrence: $36000 Thanks!
Source: Student Doctor Network - Category: Universities & Medical Training Authors: Tags: Anesthesiology Source Type: forums