Disability insurance, malpractice insurance, anything I am missing?

Out in the real world, I want to make sure that I have all my bases covered. I don't want to be over insured, but I also want to make sure to have all my bases covered. Talking to insurance companies, they want to sell you everything. Did any of you guys get disability insurance? I am not a surgeon, but you never know what could happen? Have any of you had to use your disability insurance? Any pearls of experience that might be helpful for anyone reading this forum?
Source: Student Doctor Network - Category: Universities & Medical Training Authors: Source Type: forums