An Insurance Expert’s Perspective on Insurance Exchanges: Q&A with Disruptive Woman Stephanie Cohen

Disruptive Woman Stephanie Cohen recently spoke with DW’s Alex Masi to discuss an update on the state of health care reform (or ACA) and specifically, Young Adult’s participation in the insurance exchange marketplace. With more than two decades of experience in group and individual health insurance, disability programs and life insurance, Cohen is the co-founder of the Gaithersburg, MD, health care benefits firm Golden & Cohen. Her firm has grown into one of the largest among female-owned companies in the Washington metropolitan area. DW: Do you have any anecdotes you can share about how you have helped Young Adults get insurance and the challenges they may have faced? SC: We have helped Young Adults in a variety of ways since the opening of the exchange, and even prior. In most instances, we are assisting the parents of Young Adults looking for coverage for their families. Most of the calls we have gotten from people over the age of 26 are people who had their insurance dropped, received a letter stating their insurance is ending or are looking to see if there is a better policy available the exchanges not fully understanding that the exchanges and what it can offer. DW: Six months from now, what do think is going to be the biggest issue for the exchanges? Do you think there will be even greater challenges? SC: I think the avalanche has not hit us yet. Until people begin using their new policies they will not understand the limitations of the plan they selected. When...
Source: Disruptive Women in Health Care - Category: Health Medicine and Bioethics Commentators Authors: Tags: Consumer Health Care Cost Coverage Policy Disabilities Uncategorized Young Adults Source Type: blogs