UnitedHealth's Latest Blunders Include Lax Fraud Detection, Recalled EHRs - So Why is its CEO Worth $13.9 Million, or is it $34.7 Million?
We managed to go four months since our last post about UnitedHealth, but sure enough, the company that keeps on giving... examples of poor management to contrast with ridiculous management pay... has done so again.There were two obvious examples of poor management that recently appeared in the media.Lax Fraud DectionThe background, as noted in a Kaiser Health News article published in September, is that it is now fashionable for American states to outsource some or most of their Medicaid health insurance programs to managed care organizations, often for-profit, as is UnitedHealth.  These programs are meant to provide ...
Source: Health Care Renewal - September 17, 2013 Category: Health Medicine and Bioethics Commentators Tags: executive compensation fraud healthcare IT risks managed care organizations Medicaid out-sourcing UnitedHealth Source Type: blogs

The difference between health care and disease management
It’s no secret that America is suffering from a huge crisis in healthcare. As we watch the sun rise on Obamacare, doctors, patients, insurance executives, hospitals, small businesses and legislators alike stand agape. No one seems to have found a simple, logical solution. The solution is in fact very simple. It’s so ridiculously simple, it might make one laugh. And, believe it or not, it’s also amazingly cheap. Continue reading ... Your patients are rating you online: How to respond. Manage your online reputation: A social media guide. Find out how. (Source: Kevin, M.D. - Medical Weblog)
Source: Kevin, M.D. - Medical Weblog - September 15, 2013 Category: Family Physicians Tags: Physician Primary care Source Type: blogs

5 Ways to Escape a Rut
Living in a rut prevents you from fully experiencing life, but breaking out of a daily grind isn’t always easy. If you think you need to shake things up a little, try these suggestions. What’s the Problem? No really, what’s the problem? What’s holding you back and keeping you in the rut? Obviously you don’t want to be there, or you wouldn’t be concerned with getting out of a rut in the first place. Facing and identifying the cause of a rut isn’t always easy. It takes honesty and courage to look at your life and search for the baggage which keeps you from moving forward. Do you nee...
Source: PickTheBrain | Motivation and Self Improvement - September 5, 2013 Category: Consumer Health News Authors: alawrence Tags: confidence depression motivation self improvement habits how to get out of a rut Source Type: blogs

Medicaid Cuts
By Quinn Phillips Starting next month, one of the centerpieces of the Affordable Care Act (“Obamacare") will become active: online health insurance exchanges where individuals, families, and small businesses can compare — and enroll in — insurance plans that go into effect on January 1 of next year. These exchanges, operating in every state, will offer side-by-side comparisons of plans by participating private insurance companies as well as tell individuals and families how much of a federal subsidy, based on their income level, they are eligible for. Although no one knows exactly how well the system...
Source: Diabetes Self-Management - September 4, 2013 Category: Diabetes Authors: Quinn Phillips Source Type: blogs

Small Business Customer Experience Often Suffers With Growth
This article is another example of that. Running a small business and growing it are two separate ideas, believe it or not. It’s easy to get caught up in the daily business of running the business. Staffing, servicing clients, paying bills, invoicing, banking, scheduling and emptying the trash all require time. Growing a business means planning ahead and setting a vision. Growing a business means understanding where you want to go first, then working at tasks to make that happen each and every day. Easier said than done! When an entrepreneur starts the business, the experience he or she delivers is based on WHO and n...
Source: Phil Gerbyshak - September 3, 2013 Category: Life Coaches Authors: Phil Gerbyshak Tags: Customer Service and Customer Experience Source Type: blogs

The Smart Way To Handle Failure
When you fail, you have a choice - focus on facts or feelings. If you emphasize your feelings after an instance of failure, you'll succumb to the victim mindset. The Victim Mindset If you are a "victim" of failure, your focus becomes your misfortune. You'll concentrate on how it feels to have failed (lousy). This is a bad idea for two reasons. You might not try again. Feeling bad and dealing with negative consequences are not the outcomes anyone hopes for when trying something new. Dwelling on these will associate them with your decision to start, and make you less likely to try again. This mindset puts all o...
Source: PickTheBrain | Motivation and Self Improvement - August 29, 2013 Category: Consumer Health News Authors: Stephen Guise Tags: career depression motivation success failure happiness self improvement tips Source Type: blogs

What NOT To Do – A Guide to Employee Relations
A great office environment should have been placed on the Bill of Rights as something we should all be entitled to. After films like Office Space, many people are nervous about entering the formal workforce. Who can blame them–company politics are usually something that new employees perceive in the first few weeks of employment. Many companies still don’t know how to cultivate healthy office environments, whether it’s due to lack of communication training, bad management or just a few bad apples. It’s up to companies to keep employee morale high through effective employee relations practices. ...
Source: Phil Gerbyshak - August 21, 2013 Category: Life Coaches Authors: Phil Gerbyshak Tags: Attitude Source Type: blogs

Big Brown Says Goodbye to Spouses
Atlanta based UPS is pulling the plug on health insurance benefits for an estimated 15,000 working spouses. In a cost saving move caused at least in part by Obamacare, many will lose their UPS coverage. Rising medical costs, “combined with the costs associated with the Affordable Care Act, have made it increasingly difficult to continue providing the same level of health care benefits to our employees at an affordable cost,” UPS said in a memo to employees. According to Kaiser, UPS told white-collar workers two months ago that 15,000 working spouses eligible for coverage by their own employers would be ex...
Source: InsureBlog - August 21, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Technology And The Changing Business Of Health Care
We describe how physicians might adapt accordingly and suggest an embrace of emerging technology as a key element of success in the post-Obamacare practice. (Source: Health Affairs Blog)
Source: Health Affairs Blog - August 14, 2013 Category: Health Medicine and Bioethics Commentators Authors: Thomas Daschle Tags: Access All Categories Chronic Care Consumers Health IT Health Reform Innovation Medicare Payment Physicians Prevention Technology Workforce Source Type: blogs

How to Succeed in Life by Learning from Others
There is no doubt that everyone wants to succeed in life. The problem, of course, is how. While there are different approaches to answer this question, here I’d like to emphasize one principle: As much as possible, you should avoid learning things yourself the hard way. There are at least three reasons for that: It takes a lot of time. Learning things yourself the hard way often means months or years of unfruitful efforts. That’s a large price to pay. Isn’t it better if you can use that time in a more fruitful way? It’s mentally draining. Failure is a good teacher, but it can also make you feel mis...
Source: Life Optimizer - August 13, 2013 Category: Consumer Health News Authors: Donald Latumahina Tags: Learning Source Type: blogs

Guess Who's One of the Hill's '100 People to Watch This Fall'
Michael F. Cannon I guess I’ll have to tout this myself. Last week, the Hill newspaper put me on its list of “the 100 people you can’t ignore this fall if you’re wondering how events in Congress and the White House will play out.” Here’s the write-up:  Michael Cannon Director of health policy studies at the Cato Institute   Think the Supreme Court has settled the question of ObamaCare’s legality? Not if Cannon has anything to say about it. Cannon is a tireless advocate for the argument that the IRS has illegally implemented the healthcare law’s insur...
Source: Cato-at-liberty - August 13, 2013 Category: Health Medicine and Bioethics Commentators Authors: Michael F. Cannon Source Type: blogs

Warning: You Don’t Know What You Don’t Know
Do you ever have a project running along and feel like you have it all under control, then suddenly something comes up and completely derails it? Have you ever called tech support over a problem which you have worked on for hours and hours if not days and the tech solves it for you in a couple minutes by telling you to do a simple step you hadn’t thought of? Are you scared to start something because you don’t know what to do and fear failure? You Don’t Know What You Don’t Know The problem is you don’t know what you don’t know. I spent a number of years in the military and we used the s...
Source: PickTheBrain | Motivation and Self Improvement - August 1, 2013 Category: Consumer Health News Authors: Mike Martel Tags: productivity tips self improvement success confidence happiness humility knowledge learning Source Type: blogs

Small town business has a lot to teach any business
As small town business people, we know a thing or two about business. What we learn in the tough environment of small towns gives us a valuable perspective. We know what it’s like to survive an uncertain economy and through times with zero income. Just like the national economy today. We know how to manage multiple lines of income to make a go of it. Just like experts now advise for all business. We know how to use technology to work no matter where we are. Just like all business is finding to be an imperative today. We know how to cope with customers communicating directly with us, and talking about us all over. Jus...
Source: Phil Gerbyshak - July 30, 2013 Category: Life Coaches Authors: Becky McCray Tags: Author Blogs Business Improvement content Guest Posts Marketing Video small business Source Type: blogs

Obamacare: House Hearing on the IRS's Illegal Taxing, Borrowing & Spending
Michael F. Cannon As Jonathan Adler and I detail in our Health Matrix article, “Taxation Without Representation: The Illegal IRS Rule to Expand Tax Credits Under the PPACA,” the Obama administration is attempting to rescue Obamacare from oblivion by literally taxing, borrowing, and spending more than $700 billion without congressional authorization. In a recent letter to the editor of the Washington Post, I explain how these illegal taxes are already hurting workers.  On July 25, chairmen of the House Ways & Means Committee, the House Committee on Oversight & Government Reform, and two O...
Source: Cato-at-liberty - July 29, 2013 Category: Health Medicine and Bioethics Commentators Authors: Michael F. Cannon Source Type: blogs

Entrepreneurs and Capital Gains Taxes
Chris Edwards I testified to the Senate Small Business Committee last week about capital gains taxation. I noted to the committee that reduced capital gains taxes can generate greater financing of young companies by angel investors and venture capitalists. Lower capital gains taxes can also encourage people to become entrepreneurs because the payoff from a successful start-up is improved compared to a wage job. Entrepreneurs put their own money into their ventures and want to maximize the financial returns from their hard work and sacrifice. The higher capital gains taxes that were recently enacted risk killing off future...
Source: Cato-at-liberty - July 25, 2013 Category: Health Medicine and Bioethics Commentators Authors: Chris Edwards Source Type: blogs

Monday Morning ObamaTax News
■ Late last month, the 10th Circuit Court of Appeals gave Hobby Lobby a temporary reprieve from the birth control convenience item mandate. Last Friday, "U.S. District Judge Joe Heaton ... stayed the case until Oct. 1 to give the federal government time to consider filing an appeal with the U.S. Supreme Court." So for now, at least, the owners of Hobby Lobby can enjoy their 1st Amendment rights (until SCOTUS rules it a tax, one supposes).■ FoIB Holly R alerts us that Anthem Blue Cross will not be participating in the California small business health insurance Exchange:"The company said it still intends t...
Source: InsureBlog - July 22, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

IRS and NSA
Do you think the NSA spy system on your private life is bad. Get a load of this. 700 pages of the 2,700-page Obamacare law were a rewrite of IRS code, according to expert testimony at the Minnesota legislature, giving the IRS 47 new tax provisions to administer and essentially establishing the IRS as a police force for implementing and imposing Obamacare. CCH Freedom What kind of information you ask? "The system will contain personally identifiable information (PII) about the following categories of individuals who participate in or are involved with the CMS Health Insurance Exchanges Program: (1) ...
Source: InsureBlog - July 19, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Health Policy Briefs: Health Insurance Exchanges
On October 1, 2013, if all goes as planned, state health exchanges will fire up their respective web portals and kick off open-enrollment season, as part of the implementation of the Affordable Care Act (ACA). Individuals and small businesses will be able to purchase health insurance coverage that will take effect on January 1, 2014. A new Health Policy Brief from Health Affairs and the Robert Wood Johnson Foundation provides a primer on the exchanges and what lies ahead. It expands and updates points made in several previously released Health Policy Briefs. Topics covered in this brief include: . What’s in the la...
Source: Health Affairs Blog - July 18, 2013 Category: Health Medicine and Bioethics Commentators Authors: Chris Fleming Tags: All Categories Consumers Health Reform Insurance Medicaid Medicare States Source Type: blogs

How to maintain a high energy level when traveling for business
NOTE from Phil: What follows is a post from my good friend and fellow Milwaukee small business owner Jim Raffel. Jim travels a LOT for business, so his insights are super helpful for me, and I expect will be for you too! Not all aspects of traveling for business are nearly as glamorous as some folks imagine. A client dinner at a five-star restaurant can be great, but that comes at the end of a long day filled with meetings and other work. Add to that the need to make time for a routine of healthy eating and exercise to maintain a high energy level and you quickly realize that work on the road is not a vacation. Work comes ...
Source: Phil Gerbyshak - July 17, 2013 Category: Life Coaches Authors: Jim Raffel Tags: Attitude Blogs Guest Posts Lifehacks loyalty tips travel Source Type: blogs

Cost of PCORI tax
This week we are gathering data for clients to file their PCORI Tax payment, and explaining it to them. Between our time, the groups' time, the Broker, and CPA it takes hours and cost at least a couple hundred dollars per group. The tax on the first three groups I have done this AM; $11 $8 $15 And they wonder why wages stagnate, small businesses don't hire or offer insurance, and the economy doesn't grow....Original content copyright © InsureBlog (Source: InsureBlog)
Source: InsureBlog - July 16, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Accountability: Why We All Need to Have It
NOTE from Phil: This is a special guest post from someone I greatly admire and respect, and I am thrilled that Catherine has agreed to write it for me. Not only do I admire and respect Catherine, she is also, my personal accountability coach! She keeps me on track (no easy feat) and enables me to stay more focused and that allows me to more available to grow my business. There are a million things to do every day and only so many hours in a day. Left to our own devices, we may do the task that is fun or interesting or new, and not the task that we SHOULD be doing. When we focus on the wrong task, we may come up with some...
Source: Phil Gerbyshak - July 15, 2013 Category: Life Coaches Authors: Brandie McCallum Tags: Assessment Attitude Blogs Business Improvement Change Coaching Communication Guest Posts Leadership Motivation Productivity Writing accountability resources support Source Type: blogs

Five Tips for Better Videos
I am really excited about today’s guest post, especially since I am now involved in the #ShutUpShow with my very good friend, Berni and my friend, Noeleen, is fantastic and offers up some great tips for you!! Please let me know which ones you find most useful. Noeleen McGrath is the President of McGrath Comm. Her firm specializes in executive media training and executive presentation skills coaching. She recently launched a podcast, “Eat The Lens,” where she offers bite-sized tips to help you improve your on-camera performance. You can also find her on twitter as @McGrathComm and on google+. As an executi...
Source: Phil Gerbyshak - July 10, 2013 Category: Life Coaches Authors: Noeleen McGrath Tags: Attitude Author Branding Coaching Communication Leadership Lifelong Learning Podcasts Public Speaking Small business improvement ideas Speaking and Training Video Source Type: blogs

Implementing Health Reform: The Registration For Technical Assistance Portal
I have recently become aware of an important resource (thanks to Sabrina Corlette at Georgetown) that Health Affairs blog readers should be know about—REGTAP, or Registration for Technical Assistance Portal, which describes itself as a forum for Centers for Medicare and Medicaid Services. technical assistance and training related to Marketplace and Premium Stabilization programs guidance and operations that address the following areas: Federally-facilitated Marketplace Enrollment, Qualified Health Plan (QHP) Certification, Eligibility, Distributed Data Processing, Small Business Health Options Programs (SHOP), Advanc...
Source: Health Affairs Blog - July 9, 2013 Category: Health Medicine and Bioethics Commentators Authors: Timothy Jost Tags: All Categories Consumers Employer-Sponsored Insurance Health Reform Policy States Source Type: blogs

Implementing Health Reform: The Marketplaces, The Employer Mandate, And The Registration For Technical Assistance Portal
I have recently become aware of an important resource (thanks to Sabrina Corlette at Georgetown) that Health Affairs blog readers should be know about—REGTAP, or Registration for Technical Assistance Portal, which describes itself as a forum for Centers for Medicare and Medicaid Services. technical assistance and training related to Marketplace and Premium Stabilization programs guidance and operations that address the following areas: Federally-facilitated Marketplace Enrollment, Qualified Health Plan (QHP) Certification, Eligibility, Distributed Data Processing, Small Business Health Options Programs (SHOP), Advanc...
Source: Health Affairs Blog - July 9, 2013 Category: Health Medicine and Bioethics Commentators Authors: Timothy Jost Tags: All Categories Consumers Employer-Sponsored Insurance Health Reform Policy States Source Type: blogs

I Hate to Break The News: Effective Marketing is Hard. And Costs Money.
I am honored to present today’s guest post from Tom Snyder.  Tom Snyder, is founder, president and CEO of Trivera, a seventeen year old strategic marketing and communications firm that has embraced the web from the very beginning. Tom oversees the day to day operations of the firm, and lives in suburban Milwaukee, Wisconsin with his wife Marjie and their two dogs. When Tom isn’t busy making his clients look like marketing rock stars, he’s also a wine snob, music junkie, Ex-Milwaukee Radio Guy, HDTV expert, political wonk, hopeless romantic and author of “The C...
Source: Phil Gerbyshak - July 8, 2013 Category: Life Coaches Authors: Brandie McCallum Tags: Assessment Attitude Communication Guest Posts Innovation Leadership Marketing Networking and Connecting Small business improvement ideas Social Media Marketing expertise Source Type: blogs

National Space Biomedical Research Institute Enters the Small Business Accelerator Race (Interview)
We’ve covered a lot of National Space Biomedical Research Institute (NSBRI) news in the past few years, making their research one of our most popular topics. Knowing that, NSBRI recently reached out to us to tell our readers about a new funding opportunity targeted at small businesses who are in, or have graduated from, business accelerators. Via email we interviewed Dr. Dorit Donoviel, NSBRI’s Industry Forum Lead, about this opportunity. Dan Buckland, Medgadget:  What differences from traditional academic research (which is what NSBRI is usually known for) do you expect to oc...
Source: Medgadget - July 3, 2013 Category: Technology Consultants Authors: Dan Buckland Tags: Medgadget Exclusive Space Medicine Source Type: blogs

From Passion to Loyalty (A guest post by: Judi Samuels)
While I’m on vacation, I have turned over my site to some smart people to share with you their experience and business expertise!! The first of these posts comes from Judi Samuels! Since 1999, Judi has focused on building relationships between brands and their audiences. From creating compelling destination marketing campaigns; to creating experiential marketing programs launching a gaming console in Canada; to playing an integral role on developing thought leadership for next generation loyalty programs – each role locked in on developing deep, long-lasting engagement. Judi believes that genuine audience engag...
Source: Phil Gerbyshak - July 2, 2013 Category: Life Coaches Authors: Brandie McCallum Tags: Attitude Author Branding Business Improvement Communication Customer Service and Customer Experience Guest Posts Loyalty Marketing Relationship Building building community small town Source Type: blogs

Cracking Health Costs: The book
Tom Emerick and Al Lewis have jointly provided a valuable public service for America's companies in a new book called Cracking Health Costs: How to Cut Your Company's Health Costs and Provide Employees Better Care.  (The offical release date is July 1, but you can order from Amazon at a pre-publication discount right now.) This is all really relevant as companies deal with the introduction of health exchanges and other chnages resulting from the national health care law.The authors offer the following description:  "Cracking Health Costs reveals the best ways for companies and small businesses to fight back,...
Source: Running a hospital - June 26, 2013 Category: Health Managers Source Type: blogs

Give me your tired, your....uninsured
A few weeks ago, Bob pointed out that, under the pending Senate immigration bill, newly "legalized" immigrants will "have to wait at least 13 years to be able to obtain full citizenship, and it isn’t until then that they could qualify for [the ObamaTax benefits]."Recent news would seem to confirm not only that, but its implications:"Those placed on provisional status would become the nation's second-largest population of uninsured, or about 25 percent ... research shows that the older you get, the sicker you become, so these people will be sicker and will be more expensive on the system"...
Source: InsureBlog - June 25, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Entrepreneurial mothers push hard
Mumpreneurs? To Americans, I assume the word is mompreneurs and to English northerners mampreneurs. Either way, the phenomenon of entrepreneur mothers is nothing new. It’s certainly not something that emerged during the web 2.0 explosion when mothers running small businesses and looking after growing kids were keen to market themselves on Twitter, Facebook and in blogs using a homely and wholesome sounding word, that doesn’t quite trip off the tongue. What does seem to be new, in business research at least, is a recognition that mumpreneurship is a very important component of the wider economy, locally, nationa...
Source: Sciencebase Science Blog - June 24, 2013 Category: Medical Scientists Authors: David Bradley Tags: Science Source Type: blogs

Summertime Self-Care: 10 Ways to Nurture Yourself This Season
The summertime is all about slowing down, kicking back and unwinding. It’s the season for barbecues, sand between your toes, boat rides, plunges into the pool and other relaxing and rejuvenating adventures. We asked several therapists and coaches to share their ideas for nurturing ourselves (and having fun) this summer. Here are their self-care suggestions. 1. Plan a vacation or staycation. “Where you go isn’t as important as taking the time to do something for yourself,” said Natasha Lindor, a coach and founder of The AND Factor, who helps professionals have a successful career while working less ...
Source: World of Psychology - June 23, 2013 Category: Psychiatrists and Psychologists Authors: Margarita Tartakovsky, M.S. Tags: General Green and Environment Happiness Health-related Mental Health and Wellness Motivation and Inspiration Self-Help Stress Barbecues Boat Rides Care Suggestions Clinical Social Worker Co Workers Constant Motion Frisbee Giv Source Type: blogs

The Affordable Care Act and You
Health Resources and Services Administration - View and hear this presentation recording or download slides, and call 1.888.566.0614 to hear the audio. It describes the Affordable Care Act, health insurance marketplaces, qualified health plans (QHPs), essential health benefits (EHBs), and what this all means to consumers, small businesses, employers, and health care providers. It also summarizes implementation timelines and deadlines associated with these aspects of the ACA. http://bit.ly/12YrxXx (Source: BHIC)
Source: BHIC - June 21, 2013 Category: Databases & Libraries Authors: Monica Rogers Tags: Health Information Literacy Public Health Source Type: blogs

Implementing Health Reform: A GAO Progress Report On The Exchanges
One June 19, 2013, the Government Accountability Office (GAO) released a report examining the Center on Medicare and Medicaid Services (CMS) efforts to establish federally facilitated health insurance exchanges (FFEs) and a companion report analyzing federal and state efforts to establish health insurance exchanges for small businesses, or SHOP exchanges. I do not normally blog about government reports, but the GAO reports are the best windows we have had so far into the frustratingly opaque process of CMS exchange implementation. I do not intend to describe the reports in their entirety, as much of their content is alread...
Source: Health Affairs Blog - June 20, 2013 Category: Health Medicine and Bioethics Commentators Authors: Timothy Jost Tags: All Categories Consumers Health IT Health Reform Insurance Policy Politics States Source Type: blogs

SCOTUS: Yes, You Can Waive Class-Action Handling of Future Disputes
Walter Olson Today’s Supreme Court decision in American Express Company v. Italian Colors Restaurant is a victory for freedom of contract, a boost for arbitration as an alternative to litigation, and a step forward in the Court’s ongoing recognition that the class action is just one legal vehicle among many, not some priority express train to be favored over other traffic. The restaurant had agreed with American Express to settle disputes by way of arbitration, and to waive any rights to have future disputes handled through class actions. When a potential antitrust claim arose, it nonetheless sought to sl...
Source: Cato-at-liberty - June 20, 2013 Category: Health Medicine and Bioethics Commentators Authors: Walter Olson Source Type: blogs

Stupid is as stupid does...
Yeah, this will end well:"Senators Joe Donnelly (D-IN) and Susan Collins (R-ME) introduced a measure Wednesday that would change the definition of a full-time worker under the [ObamaTax]. The proposal is aimed at preventing workers from having their hours scaled back as businesses try to cope with the additional cost of providing insurance"Um, Joe and Suzie? You can "change the definition" all you wish, but the reality is that employers will simply let employees go, and/or decline to hire new ones. And that means even more hardship for the very people you purport to want to help.Don't believe me?Well, t...
Source: InsureBlog - June 20, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Dribbling the ObamaTax
Back in the day, Ms Shecantbeserious had Matlock to Hawk the train-wreck. Fast forward a bit, and she's Cavalierly bringing the Heat in her efforts to work her Wizardly Magic on that Nugget:"The Obama administration has reportedly tried to enlist the NBA in helping it sell Obamacare"Whatever works to sell this Maverick idea to the masses, right, Kathy?But lets give her the benefit of the doubt and presume that this new gimmick will work (hey, it could happen!). Good thing that the Exchanges new Marketplaces will be on their game for the roll-out.Wait, what?"Government officials have missed several deadlines ...
Source: InsureBlog - June 19, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Federal Judge to Kentucky Bureaucrats: Stop Prohibiting Free Competition
Ilya Shapiro Last Thursday, a federal district court judge issued an injunction blocking the Kentucky Transportation Cabinet – the genteel name given the Bluegrass State’s department of transportation – from enforcing the state’s anti-competitive licensing law for movers. In Bruner v. Zawacki, which is being litigated by Cato adjunct scholar Timothy Sandefur and our other friends at the Pacific Legal Foundation, small business owner Raleigh Bruner argues that the licensing laws, which allow existing moving companies to file “protests” to block new companies from opening, create a &...
Source: Cato-at-liberty - June 18, 2013 Category: Health Medicine and Bioethics Commentators Authors: Ilya Shapiro Source Type: blogs

How to Start Building a Lifestyle Business
One term that has been gaining in popularity in recent years is lifestyle business. Lifestyle business is a kind of business that aims to give you the freedom to live the lifestyle you want. The goal is not to make a lot of money, but to have freedom. The freedom will then give you space to live the lifestyle you want. Three Criteria of a Lifestyle Business Since the goal is freedom, a lifestyle business should meet three criteria: Location independence. This means that you can work on your business wherever you want. You are not constrained to a certain place. If you want to work on a tropical island, then you can do tha...
Source: Life Optimizer - June 14, 2013 Category: Consumer Health News Authors: Donald Latumahina Tags: Working Source Type: blogs

Remember that 50th employee?
Almost exactly a year ago, we noted the pending demise of 50-employee companies. It now appears that even those fortunate enough to keep their current jobs (let alone obtain new employment) may be subject to reduced hours (and thus pay): "Under [the ObamaTax], employers' cost to employ workers will climb up to $96.15 per person in the 30th hour they work each week" That's because of a little-known "feature" of the ObamaTax called "Full Time Equivalent" (FTE). The purpose of FTE's is to discourage employers from hiring too many part-time workers by essentially combining multiple part-timers' ...
Source: InsureBlog - June 12, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Plaintiffs Ask Court to Block IRS's Illegal ObamaCare Taxes this Year
Michael F. Cannon I have blogged about the Internal Revenue Service’s attempt to tax, borrow, and spend $800 billion contrary to the clear language of ObamaCare, and how both Oklahoma (in Pruitt v. Sebelius) and a group of individuals and small businesses (in Halbig v. Sebelius) have filed suit to block this raw power grab. The Congressional Research Service writes that these challenges “could be a major obstacle to the implementation of [ObamaCare].” George Mason University law professor Michael Greve writes: This is huge: all of Obamacare hangs on the outcome…If successf...
Source: Cato-at-liberty - June 11, 2013 Category: Health Medicine and Bioethics Commentators Authors: Michael F. Cannon Source Type: blogs

NR: States Should Join Oklahoma, Challenge IRS's $800b Power Grab
Michael F. Cannon The IRS is attempting to tax, borrow, and spend more than $800 billion over the next 10 years without congressional authorization, and indeed in violation of an express statutory prohibition enacted by both chambers of Congress and signed into law by President Obama.  In a new editorial, National Review calls on officials in 33 states to join Oklahoma attorney general Scott Pruitt in filing court challenges to this illegal and partisan power grab: By offering the [Patient Protection and Affordable Care Act’s] subsidies in states that have not set up [health insura...
Source: Cato-at-liberty - June 5, 2013 Category: Health Medicine and Bioethics Commentators Authors: Michael F. Cannon Source Type: blogs

The Federal Reserve vs. Small Business
Steve H. Hanke Given all the attention that the Federal Reserve has garnered for its monetary “stimulus” programs, it’s perplexing to many that the U.S. has been mired in a credit crunch. After all, conventional wisdom tells us that the Fed’s policies, which have lowered interest rates to almost zero, should have stimulated the creation of credit. This has not been the case, and I’m not surprised. As it turns out, the Fed’s “stimulus” policies are actually exacerbating the credit crunch. Since credit is a source of working capital for businesses, a credit crunch acts like a ...
Source: Cato-at-liberty - June 4, 2013 Category: Health Medicine and Bioethics Commentators Authors: Steve H. Hanke Source Type: blogs

Implementing Health Reform: Small Business Health Insurance Marketplace
On May 31, 2013, the Department of Health and Human Services released a final rule amending its earlier regulations governing the Small Business Health Options Program (SHOP). The implementing agencies published a spate of proposed rules and amendments in late 2012 and early 2013, and are now beginning to finalize these, including the workplace wellness rule released on May 29 and the SHOP final rule released on May 31. HHS also released simplified forms for employers and employees to use to apply for SHOP coverage. The final rule implements virtually unchanged a proposed rule published on March 11, 2013 The rule amends ...
Source: Health Affairs Blog - May 31, 2013 Category: Health Medicine and Bioethics Commentators Authors: Timothy Jost Tags: All Categories Employer-Sponsored Insurance Health Reform States Source Type: blogs

Three Unexpected Lessons Learned After Leaving Corporate America
On May 31st, 2010, I completed my last day as a corporate employee. My last work day was May 27th. It was a wonderful Friday, and I turned out the lights in the place as the last manager on duty before a nice long 3 day weekend for Memorial Day. I didn’t turn in my company issued BlackBerry or my access card. My e-mail wasn’t shut down. And I knew I’d see everyone in a few weeks when I got back from some work I had already booked out of state, as my former employer wanted me to work on a project for another 90 days as a consultant. The lessons I learned started in earnest three years ago. They’re no...
Source: Phil Gerbyshak - May 31, 2013 Category: Life Coaches Authors: Phil Gerbyshak Tags: Small business improvement ideas Source Type: blogs

Coping With Alzheimer's: A Mother and Daughter Portrait Of Long-Term Care
Nobody can take care of my mother the way I can. Nobody understands my mother the way I do. And someone can take care of her and provide sustenance, but no one can take care of my mother the way I can. ~Rebecca Wyant +Alzheimer's Reading Room  Rebecca Wyant After being diagnosed with Alzheimer's, professional artist Mary Wyant slowly lost her ability to paint and the ability to take care of herself. Ray Suarez examines the story of Mary and her daughter Rebecca, who is now her mother's legal guardian and primary caretaker, about the daily struggles of long-term care. You could learn a lot about long term care fr...
Source: Alzheimer's Reading Room, The - May 31, 2013 Category: Dementia Authors: Bob DeMarco Source Type: blogs

Campaign Restrictions Lead to Due Process Violations, Even in Local Politics
Ilya Shapiro Most times when I write about campaign finance laws, the context is a presidential race or Supreme Court case.  But these restrictions on political speech – the protection of which is the main purpose of the First Amendment – abound in local politics and state courts even without FEC intervention or presidential finger-wagging. Here’s a case from California that literally just came across my transom: Last year, John Mlnarik ran for Santa Clara City Council.  Mlnarik is the sole shareholder of a small business, a law firm with seven employees – a fact revealed in several manda...
Source: Cato-at-liberty - May 29, 2013 Category: Health Medicine and Bioethics Commentators Authors: Ilya Shapiro Source Type: blogs

Life Planning: The Big-Picture Approach
Whatever it is I’m involved or interested in, I always like to see the big picture. That’s why I like books such as The World Is Flat and Guns, Germs, and Steel. They give me the big picture of the topics they cover (which are globalization and history, respectively). Seeing the big picture helps me understand the overall situation. That, in turn, gives me some benefits: I know where I fit in. Knowing the overall situation helps me know where my position is related to other things. I know what action to take. Since I know where my position is, I can figure out what action I should take. Reading The World Is ...
Source: Life Optimizer - May 27, 2013 Category: Consumer Health News Authors: Donald Latumahina Tags: Purpose Source Type: blogs

Life Planning: The Big-Picture Approach
Whatever it is I’m involved or interested in, I always like to see the big picture. That’s why I like books such as The World Is Flat and Guns, Germs, and Steel. They give me the big picture of the topics they cover (which are globalization and history, respectively). Seeing the big picture helps me understand the overall situation. That, in turn, gives me some benefits: I know where I fit in. Knowing the overall situation helps me know where my position is related to other things. I know what action to take. Since I know where my position is, I can figure out what action I should take. Reading The World Is ...
Source: Life Optimizer - May 27, 2013 Category: Consumer Health News Authors: Donald Latumahina Tags: Purpose Source Type: blogs

Snort-worthy: NYS makes EI providers prove financial hardship before they will pay.
Here is some follow-up information for parents who are wondering why their children are on a waiting list for the NY State Early Intervention Program.  As indicated in earlier posts, there are fewer providers available to deliver services because many have left the early intervention system.  The program has directly contributed to a systematic destruction of small businesses operated by therapy providers around the state.  Those who remain are large agencies who are now beginning to be cash-strapped and others who happen to have a level of uncommon/savvy navigation skills that allows them to operate amidst ...
Source: ABC Therapeutics Occupational Therapy Weblog - May 23, 2013 Category: Occupational Therapists Tags: health insurance Source Type: blogs