Governor Andrew Cuomo's infamous legacy with the New York State Early Intervention Program
The New York State Association of County Health Officials (NYSACHO) finds itself in an awkward position these days.  As a primer, you should be aware that County Health Officials are charged with administrating the Early Intervention Program in their respective jurisdictions.  They hire Early Intervention Officials and are responsible for directing the implementation of the programs.In bygone days, the mechanisms in place for funding the Early Intervention Program were 'pay then chase' methods.  In simple terms, the County would pay the provider to see the child  for services and then the County would b...
Source: ABC Therapeutics Occupational Therapy Weblog - January 17, 2014 Category: Occupational Therapists Tags: health insurance Source Type: blogs

Mark the Unhappy Liberal
Self employment has been good to my client Mark. He went from working for "the man" four years ago to building his own small business. Over those years times were tough for Mark and his family. Getting the business off the ground was tough and because of a prior medical condition Mark's wife was uninsurable. The good news was he was able to utilize COBRA and pay an "outrageous" premium of $798 per month for a $3000 single deductible CDHP plan. When it expired in 2011 the family was forced to make a decision. I had advised him with his COBRA decision and now he was calling again hoping to find cost savin...
Source: InsureBlog - January 1, 2014 Category: Medical Lawyers and Insurers Source Type: blogs

2013
Craziest year ever. Not even sure what to write about it. 2014 looks to be more of the same. So many things. K’s dad. I hope he has a better 2014 than 2013. Same with K and her mom and her sister, L. And me. Too many things have been going on for so long, I can barely remember what is like to be able to think clearly. Tired of being so confused and tired all the time. It is not all bad. There are breaks. Every now and again, K and I get a day, or part of a day, off. I get more breaks than K, but when she is not here, I tend to spend all my time working. This year, our definition of “a break” has changed. ...
Source: LBnuke - January 1, 2014 Category: Autism Authors: Lori Tags: Random life Source Type: blogs

2013
Craziest year ever. Not even sure what to write about it. 2014 looks to be more of the same. So many things. K’s dad. I hope he has a better 2014 than 2013. Same with K and her mom and her sister, L. And me. Too many things have been going on for so long, I can barely remember what is like to be able to think clearly. Tired of being so confused and tired all the time. It is not all bad. There are breaks. Every now and again, K and I get a day, or part of a day, off. I get more breaks than K, but when she is not here, I tend to spend all my time working. This year, our definition of “a break” has changed. ...
Source: LBnuke - January 1, 2014 Category: Autism Authors: Lori Tags: Random life Source Type: blogs

“We have to pass the bill to find out what’s in it"
David Boaz The Affordable Care Act is like a big box of Christmas presents: you keep rummaging around in the peanuts and find hidden treasures. Or hidden costs, as it were. Here’s one I hadn’t heard of until today: Office workers in search of snacks will be counting calories along with their change under new labeling regulations for vending machines included in President Barack Obama’s health care overhaul law. Requiring calorie information to be displayed on roughly 5 million vending machines nationwide will help consumers make healthier choices, says the Food and Drug Administration, which is expected ...
Source: Cato-at-liberty - December 31, 2013 Category: Health Medicine and Bioethics Commentators Authors: David Boaz Source Type: blogs

dybye pgwyk# for 49% gmomfo7
With New Year’s Resolution, European Wax Center Short Hills www.wvje.org/picture.php?id=203 Several young women here have set up their own small businesses in fashion design, photography and candy making despite facing various challenges including a lack of finance. i black friday coach www.wvje.org/picture.php?id=140 National QUINTON www.wvje.org/picture.php?id=78 Shares of UPS and FedEx were little changed despite delays [...] (Source: Carin' For Karen)
Source: Carin' For Karen - December 29, 2013 Category: Cancer Authors: evskutcag Tags: Life in general Source Type: blogs

Nyc Pr Executive Loses Job After Twitter Post About Aids In Africa
We welcome comments on our articles for a limited period after their publication. Read Our Flagship financial information platform incorporating Reuters Insider An ultra-low latency infrastructure for electronic trading and data distribution A connected approach to governance, risk and compliance Our next generation legal research platform Our global tax workstation Thomson Reuters is the world’s largest international multimedia news agency, providing investing news , world news , business news , technology news , headline news, small business news , news alerts, personal finance , stock market , and mutual funds inf...
Source: aids-write.org - December 22, 2013 Category: HIV AIDS Authors: aidswrite Tags: current news hiv news Source Type: blogs

Announcing Life Optimizer’s Holiday Sale
Just an announcement: today I’m doing a holiday sale for my app and e-books. They consist of: HabitMaster: 33% off (from $2.99 to $1.99 ) Wisdom of the Ages: 33% off (from $2.99 to $1.99) A Dent in the Universe: 42% off (from $6.99 to $3.99) The sale will last for one week. Below is more information about each of them. HabitMaster HabitMaster is an iOS app that helps you build positive habits in your life. Be it a daily, weekly, or monthly habit, HabitMaster helps you track your progress and maintain your motivation. It can help you build new habits in 2014. With a single purchase, you will get both the iPhone and ...
Source: Life Optimizer - December 19, 2013 Category: Consumer Health News Authors: Donald Latumahina Tags: Apps General Source Type: blogs

Affordable Health Insurance for Individuals
Do You Need Reasonably priced Individual Health insurance? Consumers is capable of significant cost savings by simply picking a policy which allows them to pay out more out-of-pocket costs This typically means having to pay a yearly allowable as well as co-payments with regard to services as well as prescription medications. Before getting his legislation degree, he or she spent years as an effective business owner, supervisor, and sales rep. A recent study of neighborhood behavioral well-being organizations found out that on average, Per-cent of repayment for providers came from personal insurers. You realize that on...
Source: DoctorMental - December 15, 2013 Category: Internists and Doctors of Medicine Tags: Affordable Health Insurance for Individuals Source Type: blogs

Why Use Social Networking to Expand Your Business?
You’ve all become aware of networking right? Many small business women owners don’t ever use it to its comprehensive potential. Among the most typical factors is that it’s just one more point you need to finish your busy day so it goes into the too challenging basket, immediately! I understand I used to do this. [...] (Source: Carin' For Karen)
Source: Carin' For Karen - December 10, 2013 Category: Cancer Authors: Audrea4737 Tags: Life in general Source Type: blogs

Glaxo Outrages Suppliers With Demand For Retroactive Rebates
Nearly one year after being admitted to the small business ‘Hall of Shame’ in the UK, GlaxoSmithKline has once again outraged many of its suppliers with payment tactics (back story). This time, the drugmaker is being chastised for seeking retroactive rebates from marketing agencies for work already performed and a so-called ‘sign on’ bonus in order to be readmitted to its roster of preferred suppliers. “If your agency has performed work for GSK in 2013, please provide a (percentage) rebate for the 2013 global annual spend by GSK,” according to letters sent suppliers. “For all futur...
Source: Pharmalot - December 9, 2013 Category: Pharma Commentators Authors: esilverman Source Type: blogs

Expert Insights on How Working Parents Can Achieve Balance with Joanne Dougan
Our friends over at eNanny Source recently interviewed Joanne Dougan, M.Ed and creator of Plan C Strategies on the perfect formula for working parents trying to achieve a balanced life. Ms. Dougan believes if you’re willing to adjust your perspective a little, you can achieve the balance that you need. eNannySource: Can working parents really achieve balance? Joanne: Absolutely. If there is a will, there is a way, as my mother used to say. A great place to start is to by defining what “life balance” means. There are people who see it like a scale where the two sides are equally weighted. Other peopl...
Source: Disruptive Women in Health Care - December 5, 2013 Category: Health Medicine and Bioethics Commentators Authors: dw at disruptivewomen.net Tags: Career Children Source Type: blogs

Monday Afternoon LinkFest [UPDATED]
From the spindle:■ A whole raft of ObamaTaxes are due to hit shortly, including:"Section 9010 of the Patient Protection and Affordable Care Act requires health plans and commercial insurers to pay $8 billion in new taxes in the coming year, and more in later years, to help compensate for the new, subsidized business PPACA is supposed to send to carriers."A quibble with the phrase "health plans and commercial insurers to pay $8 billion in new taxes." Um, no - neither insurers nor health plans will pay these taxes, you will. As regular readers know, businesses don't pay taxes.■ SHOP dropped (temporari...
Source: InsureBlog - December 2, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Implementing Health Reform: The Delay Of SHOP Exchange Online Enrollment
On November 27, 2013, just as the nation headed out for the holiday, the Department of Health and Human Services announced that online enrollment in the federal SHOP exchange for small businesses would not be available until the 2015 open enrollment period in November of 2014. It also released a set of questions and answers as to how the federal SHOP would function in the interim. It is important to understand that this is not a delay of the federal SHOP exchange itself, but rather of one SHOP exchange functionality, albeit an important one. States that operate their own exchanges (including Utah which only operates a SHO...
Source: Health Affairs Blog - November 28, 2013 Category: Health Medicine and Bioethics Commentators Authors: Timothy Jost Tags: All Categories Employer-Sponsored Insurance Health Law Health Reform Policy Source Type: blogs

Implementing Health Reform: The 2015 Notice Of Benefit And Payment Parameters Proposed Rule
On November 24, 2013, the Department of Health and Human Services published its 2015 Notice of Benefit and Payment Parameters Proposed Rule. The benefit and payment parameters rule is a regulation that HHS must publish each fall describing the payment parameters of the premium stabilization (risk adjustment, reinsurance, and risk corridor) and cost-sharing reduction programs, as well as the federal exchange user fees for the following year. The notice is also an opportunity to tweak other aspects of the ACA health insurance programs, and this Notice proposes changes in rating methods in the small business health options pr...
Source: Health Affairs Blog - November 26, 2013 Category: Health Medicine and Bioethics Commentators Authors: Timothy Jost Tags: All Categories Consumers Employer-Sponsored Insurance Health Reform Payment Policy States Source Type: blogs

Implementing Health Reform: The 2015 Notice Of Benefit And Payment Parameters Proposed Rule; ACA Supreme Court Litigation
On November 24, 2013, the Department of Health and Human Services published its 2015 Notice of Benefit and Payment Parameters Proposed Rule. The benefit and payment parameters rule is a regulation that HHS must publish each fall describing the payment parameters of the premium stabilization (risk adjustment, reinsurance, and risk corridor) and cost-sharing reduction programs, as well as the federal exchange user fees for the following year. The notice is also an opportunity to tweak other aspects of the ACA health insurance programs, and this Notice proposes changes in rating methods in the small business health options pr...
Source: Health Affairs Blog - November 26, 2013 Category: Health Medicine and Bioethics Commentators Authors: Timothy Jost Tags: All Categories Consumers Employer-Sponsored Insurance Health Reform Payment Policy States Source Type: blogs

6 Entrepreneurial Skills You’ll Need to Suceed
In the past few years the world has witnessed an a growth in small businesses. This growth has been caused partly by the spreading of the internet, and partly because of the instability of conventional career paths. This new entrepreneurial age is creating new opportunities and new challenges as our traditional models of education and business are struggling to keep up with the lightning-fast changes that occur in our new highly-connected worldwide economy. The skills that large corporations and academic centers traditionally value are becoming obsolete. Traditional education is being replaced with the development of entr...
Source: PickTheBrain | Motivation and Self Improvement - November 21, 2013 Category: Consumer Health News Authors: Evan West Tags: self improvement success confidence entrepreneurial motivation pickthebrain strategy Source Type: blogs

6 Entrepreneurial Skills You’ll Need to Succeed
In the past few years the world has witnessed an a growth in small businesses. This growth has been caused partly by the spreading of the internet, and partly because of the instability of conventional career paths. This new entrepreneurial age is creating new opportunities and new challenges as our traditional models of education and business are struggling to keep up with the lightning-fast changes that occur in our new highly-connected worldwide economy. The skills that large corporations and academic centers traditionally value are becoming obsolete. Traditional education is being replaced with the development of entre...
Source: PickTheBrain | Motivation and Self Improvement - November 21, 2013 Category: Consumer Health News Authors: Evan West Tags: self improvement success confidence entrepreneurial motivation pickthebrain strategy Source Type: blogs

How Many Days Can You Go Without Checking Email or Social Media?
Several weeks ago I decided to try a simple experiment. I opted to check email and social media accounts only three times in a week. I wanted to see what effect this less frequent, non-daily checking would have on my productivity and social connections. Many years ago when the web was a lot smaller and email was less popular, this would have been no big deal. In the mid 1990s I could get away with checking email a few times a week, even in business. People often didn’t expect a fast turnaround via email. If they needed a fast response, they’d use the phone. Today it’s become common, especially in the worl...
Source: Steve Pavlina's Personal Development Blog - November 18, 2013 Category: Life Coaches Authors: Steve Pavlina Tags: Balance Getting Things Done Goals & Goal Setting Productivity Self-Discipline Time Management Source Type: blogs

The 6 missing Es in Medical Education
Medical training can be arduous. It comprises years of concentrated training, to ensure that the professional knowledge base of graduating doctors is sound , allowing them to efficiently and effectively take care of their patients . While medical school does a good job in inculcating sound professional theoretical and practical skills so that doctors can do a good job as medical professionals , there are still some glaring lacunae in medical education today. These gaps are one of the reasons the medical profession finds itself in the sad state it is in today. Some of these gaps were well articulated by Dr. Reddy of the PHF...
Source: The Patient's Doctor - November 18, 2013 Category: Obstetricians and Gynecologists Tags: doctors medical college medical education Medical school Source Type: blogs

How To Combat Seasonal Affective Disorder
Seasonal Affective Disorder, or SAD, is a type of depressive disorder that affects an estimated 5 percent of the U.S. adult population. Most people who experience SAD begin to feel melancholy at the onset of autumn and continue a decline in mood and energy throughout the winter months. Up to 20 percent of the adult population may experience SAD-like symptoms. Some go on to develop the full disorder while others simply feel down as less daylight is available. In either case, no one wants to feel depressed, especially during the busiest holiday season of the year. If you have SAD or SAD-like symptoms, try these tips to help...
Source: PickTheBrain | Motivation and Self Improvement - November 17, 2013 Category: Consumer Health News Authors: alawrence Tags: depression self improvement happiness health pickthebrain sad seasonal affective disorder Source Type: blogs

Top Quality By PROJECTOR, POWERLITE VS410, XGA,
Dealer for Top Quality By PROJECTOR, POWERLITE VS410, XGA, I was given a good Top Quality By PROJECTOR, POWERLITE VS410, XGA, with a price you enjoy. Popular Top Quality By PROJECTOR, POWERLITE VS410, XGA, now. You can stick to and get details around a Top Quality By PROJECTOR, POWERLITE VS410, XGA, the following. Price:Click to See All Offer Prices Published on:  Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [amazon.com or endless.com, as applicable] at the time of purchase will apply to the purchase of ...
Source: Blog, Blah, Blah - November 16, 2013 Category: Nurses Authors: sara Tags: Uncategorized PowerLite Projector Quality VS410 Source Type: blogs

Congress Promotes Abuse and Corruption
Chris Edwards One story after another emerges about dysfunctional federal programs plagued by waste, fraud, and abuse. The core problem is that the government has grown so large that trying to make it function with efficiency and soundness has become impossible. But Congress compounds the problem by creating programs that are ideal targets for crooks and scammers, and they resist repealing them even after years of scandal. The Earned Income Tax Credit, for example, has long suffered from an “improper payment” rate of more than 20 percent, which translates into throwing $10 billion of our hard-earned money down...
Source: Cato-at-liberty - November 13, 2013 Category: Health Medicine and Bioethics Commentators Authors: Chris Edwards Source Type: blogs

It's complicated . . .
That would not be any particular romantic or other personal relationship, but rather the Affordable Care Act and the bizarre non-system it is jury-rigged to somewhat improve. It is a true fact, which the prez failed to make clear (or probably didn't really grok himself) that some of those people who are getting cancellation notices are actually relatively affluent individuals who intentionally chose cheap catastrophic coverage because they figure they can afford to pay out of pocket for routine medical expenses. That single class of people will now have to pay more for more comprehensive policies, and won't get enough subs...
Source: Stayin' Alive - November 8, 2013 Category: Health Medicine and Bioethics Commentators Source Type: blogs

Guides to Breastfeeding and Working
The American College of Nurse-Midwives recently published a free guide to breastfeeding and working, which carries tips for preparing to go back to work full-time, what to look for in a breast pump, how often to pump, and how to store milk. The suggestions are very practical, although some — such as working part-time or working from home for a while — are not realistic for many women, especially in non-office or hourly jobs. Newer legal protections for breastfeeding workers, however, should make some aspects of breastfeeding and work a little easier to manage. One rarely mentioned benefit of the Affordable Care...
Source: Our Bodies Our Blog - November 7, 2013 Category: Health Medicine and Bioethics Commentators Authors: Rachel Tags: Activism & Resources Breastfeeding Work Source Type: blogs

CoveredCA statistics (along with some random thoughts...)
Each week, CoveredCA puts out a website and call center activity report.  I thought it would be interesting to put together a consolidated table of their press releases.  Here's the table and my observations.  Key figures are in bold. Oct 1-5 Oct. 6-12 Oct 13-19 Oct 20-26 Oct27-Nov2 Unique visits to CoveredCA.com      986,705     602,539     486,678     543,300     511,552 Call volume        59,003   ...
Source: InsureBlog - November 7, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Entrepreneur Series: Chris Alterio and ABC Therapeutics
This entry in the OT Entrepreneur Interview Series is Chris Alterio of ABC Therapeutics, a pediatric private practice in New York state. What was your tipping point to go into private practice? I was a part time private practitioner since my entry into the profession. At first I did contracting and home health care in addition to my primary employment. I think that this is a very common entry point to private practice for many therapists.Over time I learned that I enjoyed my consulting and contract work much more than work within institutions. Most of that likely has to do with my own sense of intrinsic control that I pref...
Source: Occupational Therapy Notes - November 5, 2013 Category: Occupational Therapists Tags: entrepreneur series peds professional development Source Type: blogs

Obamacare’s effect on small business: An unintended consequence?
For employers, the Affordable Care Act takes two distinct approaches. First, for small employers (those with 50 or fewer full-time employees), the ACA does not penalize, but rather incentives the purchase of insurance with subsidies available through the Small Business Health Options Program (SHOP). Second, for large employers (those with 51 or more full-time employees), the ACA does very little. Recognizing that the overwhelming majority of these large employers already offer good coverage, the government merely wants to keep it that way. Continue reading ... Your patients are rating you online: How to respond. Manage yo...
Source: Kevin, M.D. - Medical Weblog - November 5, 2013 Category: Family Physicians Tags: Policy Health reform Source Type: blogs

Why "You Can't Keep Your Current Insurance"
I'm tired of the liberal media, democratic strategiests, and conservative talk show hosts spewing hot air about President Obama's lie that if you like your current insurance you can keep it. Jeffery Young at Huffington Post spins it as a positive. NBC news shares that Obama knew that "millions could not keep their health insurance." Both of them are correct and wrong but... NONE of them even come close to mentioning the biggest reason why this will happen. It's not because the benefits weren't good enough. Nor is it because of big bad insurance companies cancelling people. The simple fact is that under the law s...
Source: InsureBlog - November 1, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

How Big Should the Marketing Budget Be for Your Small Business?
Entrepreneurs often wonder how much they should budget for marketing. Unfortunately there are no convenient formulas to figure this out; for the most part it depends on: What kind of activities you plan to undertake The minimum investment needed to move the dial What the competition is doing This post will touch on these three ideas – I hope they help you put together the best possible budget for your small business. Marketing Activities: Time vs. Money Some marketing activities are labor-intensive and some are dollar-intensive. For instance, social media marketing is incredibly labor-intensive, but requires very l...
Source: Phil Gerbyshak - November 1, 2013 Category: Life Coaches Authors: Brad Shorr Tags: Marketing Source Type: blogs

Sebelius Testifies Before the House Energy and Commerce Committee: Have the “Glitches” Influenced your Perception of Health Care Reform?
Health and Human Services (HHS) Secretary Kathleen Sebelius, a disruptor in her own right, testified during what can easily be classified as a grueling hearing today concerning the widely experienced glitches of the online insurance marketplace exchange, HealthCare.gov. Upon addressing the committee, Sebelius noted that she was as “frustrated as anyone with the failure of the system” and took full accountability.  The website was ironically down during her testimony. While the hearing was originally slated to address only the failures of Healthcare.gov, Sebelius also faced questions concerning the fate of ...
Source: Disruptive Women in Health Care - October 30, 2013 Category: Health Medicine and Bioethics Commentators Authors: dw at disruptivewomen.net Tags: Access Consumer Health Care Health Reform Insurance Source Type: blogs

Obamacare Co-ops - The Next Big Scam [UPDATED]
Evergreen, a health co-op in Maryland, came to life as a result of a $65 million loan from the federal government. The idea of the co-op is to provide lower cost health insurance to fulfill the promise of premium savings in the #Obamacare sales pitch. However, there is a problem. Just days into the Obamacare enrollment fiasco, CEO Dr. Peter Beilenson had to blow up his business plan. "We actually called a meeting immediately, upon learning of he difficulties with the exchange, of our entire 35-person staff and said, 'Listen, guys, we're going to have to switch our marketing strategy, our strategy of going afte...
Source: InsureBlog - October 30, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Physician Owned Distributors: Reliance Medical Systems Files Suite Contesting OIG Fraud Alert
In April of this year, we reported on a new Special Fraud Alert regarding physician-owned distributorships (PODs) issued by the Office of Inspector General (OIG) for the U.S. Department of Health and Human Services (HHS). The Special Fraud Alert focuses on the specific attributes and practices of PODs that OIG believes produce substantial fraud and abuse risk and pose dangers to patient safety.  OIG reiterated its concern about the proliferation of PODs and OIG's longstanding position that the opportunity for a referring physician to earn a profit, including through an investment in an entity for which he or she ge...
Source: Policy and Medicine - October 30, 2013 Category: Health Medicine and Bioethics Commentators Authors: Thomas Sullivan Source Type: blogs

exclusion ratio skirmish synonym preoccupation with failure
You can actually tell them to turf without the and moreover care their own small business. quickly as you filled up this particular too far gone for the employees to start out applying for extra no,#. Canada Goose jackets http://brockvilleflyingclub.ca – Canada Goose Outlet stumptown coffee conductive thread maceys viacord nightstands misbehaver pagerank brother sewing [...] (Source: Carin' For Karen)
Source: Carin' For Karen - October 28, 2013 Category: Cancer Authors: Yttwrqspqk Tags: Life in general Source Type: blogs

The Latest Obamacare Case on Appeal
Ilya Shapiro and Timothy Sandefur Last year’s Supreme Court decision holding that Obamacare imposes a “tax” on people who don’t buy health insurance came as a surprise to most Americans. The law doesn’t call it a “tax,” but a “penalty,” and the law’s authors and supporters never called it a “tax” when it was enacted. But Chief Justice Roberts and the four liberal justices held that unlike the penalty in the 1922 case of Bailey v. Drexel Furniture – which was disguised as a tax – what the Patient Protection and Affordable Care Act imposed l...
Source: Cato-at-liberty - October 24, 2013 Category: Health Medicine and Bioethics Commentators Authors: Ilya Shapiro, Timothy Sandefur Source Type: blogs

Repealing ObamaCare, cutting taxes and gutting social programs is not pro-growth
As a business owner I’m enthusiastic about the idea of government policies that promote economic growth. But I’m disappointed to hear the term “pro-growth” used as a label for policies that reduce taxes, restrict social programs, and reject the Affordable Care Act. I’d like to see the country step back from the strong ideological rhetoric we’ve heard lately about the role of government and be open-minded about how to promote growth and prosperity. To me, pro-growth policies include: Ensuring economic mobility for the broadest possible swath of the population Encouraging immigration of h...
Source: Health Business Blog - October 21, 2013 Category: Health Managers Authors: dewe67 Tags: Policy and politics affordable care act economic growth economic mobility government policies social services Source Type: blogs

Written testimony for public hearing on EI fiscal agent implementation
Although I was initially planning to present oral testimony for the upcoming public hearing on EI fiscal agent implementation I have decided to present written testimony.  My ideas on this differ a little from other providers who very understandably are stressed by the notion of billing because of how difficult this process has been.  I think that a correctly implemented plan as outlined here would be the best solution. Here is what I have submitted:+++++++++++++++++++++++++++++++ My name is Christopher Alterio and I am an occupational therapist and private practice (small business) owner in Western New York. Tha...
Source: ABC Therapeutics Occupational Therapy Weblog - October 19, 2013 Category: Occupational Therapists Tags: health insurance Source Type: blogs

Small Employer Views On SHOP Exchanges And Self-Insurance
How will small businesses take advantage of the new SHOP (Small Business Health Options Program) exchanges, which open for business in every state on January 1, 2014? For a Web First study released yesterday by Health Affairs, John Gabel and coauthors at NORC at the University of Chicago surveyed 604 randomly selected firms, including both firms that currently offer insurance and those that do not. One clear message was that health insurance cost was by far the most important factor in purchasing decisions. The authors found two challenges to the SHOP exchanges: the need for a strong buy-in from brokers and an expected in...
Source: Health Affairs Blog - October 17, 2013 Category: Health Medicine and Bioethics Commentators Authors: Chris Fleming Tags: Employer-Sponsored Insurance Health Reform States Source Type: blogs

ACA affecting small business lending? Not really
A Wall Street Journal article (Health Law Stirs Lending Worries for Small Business) caught my eye, since it seemed to report that the Affordable Care Act (ACA) was making it hard to raise money. But as I read further into it there seems to be nothing really there. The story’s angle is that lenders want assurances that businesses –especially those seeking growth capital– will be in compliance with the ACA by the time it is fully implemented in a couple of years. Some borrowers report hearing this, others say it hasn’t come up. To me it seems like a standard diligence item –one of dozens or hund...
Source: Health Business Blog - October 16, 2013 Category: Health Managers Authors: dewe67 Tags: Entrepreneurs affordable care act Source Type: blogs

Close Washington to Dismantle the Welfare-Warfare State
Doug Bandow The GOP is attempting to defund ObamaCare by holding the federal government hostage.  Congressional Republicans say:  Cut the spending or Uncle Sam will have to stay home.  Unfortunately, while the public doesn’t favor President Obama’s plan to nationalize American health care, people seem even less enthused about Republican tactics.  Better would be a threat to close down the government because the government should be shuttered.  The GOP should seek to eliminate entire programs and agencies.  Federal control of health care is a good place to start.  The U.S. med...
Source: Cato-at-liberty - October 7, 2013 Category: Health Medicine and Bioethics Commentators Authors: Doug Bandow Source Type: blogs

Americans and The Affordable Care Act
Discussions about the cost have generally ignored this not so little fact; many people can now buy insurance who were discriminated against in the past, a major, major factor in the reasons why rates for many were so low in the past.  Now, if you have diabetes, you CAN buy healthcare insurance, whereas in the past, you were out of luck.  Is that how free markets are supposed to work?Indeed, several states including California, Colorado and Connecticut which are running their own exchanges have reported significant interest.  Connecticut, for example, reported that the number of of people looking into healthc...
Source: Scott's Web Log - October 7, 2013 Category: Diabetes Tags: healthcare plans healthcare reform universal healthcare 2013 Obamacare Source Type: blogs

Starting A Small Business? Avoid These 5 Dumb Mistakes New Small Businesses Make.
Like many new entrepreneurs, I made a lot of dumb mistakes when I started my business. I worked too long hours. I neglected my family. I spent too much time on stuff that didn’t matter. I had many ups and downs in those early months. Although I had done a lot of preparation, there are certain lessons you can only learn through doing it for yourself. Read more » (Source: Dumb Little Man - Tips for Life)
Source: Dumb Little Man - Tips for Life - October 7, 2013 Category: Life Coaches Authors: David Source Type: blogs

Frustrating Carrier Tricks: Early Renewal edition
As we've previously discussed, "early renewals" offer a way for small group plans to extend their 2013 rates and plan designs out late next year. This offers two potential advantages: expected ObamaTax-related rate hikes and plan design changes are deferred until late 2014, giving businesses a chance to see how the landscape looks almost a year after the Exchanges (and numerous other ObamaTax requirements) roll out.For most small business owners (and their premium cost-sharing employees), rates are, perhaps, the most crucial element. So in order to know whether or not to "pull the trigger" on an early r...
Source: InsureBlog - October 3, 2013 Category: Medical Lawyers and Insurers Source Type: blogs

Protecting the Rights of Workers Against Forced Association
Trevor Burrus The Labor Management Relations Act (a.k.a. the Taft-Hartley Act) was passed in 1947 in order to curb the tide of unfair labor practices that had arisen since the National Labor Relations Act (NLRA) was passed in 1935. The NLRA established a legal regime that was friendly to unions and unfriendly to the rights of workers who dissented from attempts to unionize workplaces. Unions have many tools at their disposal to ease the path to unionization, but the government should not prefer the rights of those who wish to be unionized at the expense of those who do not. One part of Taft-Hartley, Section 302, addresses...
Source: Cato-at-liberty - October 1, 2013 Category: Health Medicine and Bioethics Commentators Authors: Trevor Burrus Source Type: blogs

How to Win in Life: 6 Tips on Building Resilience
What do you think makes the difference between winners and losers? We all want to win in life, so it’s important that we know the answer. I recently learned an answer to that question that I’d like to share with you. In a sermon, Pastor Rick Warren said that what makes the difference between winners and losers is resilience. It’s not that winners never fail; it’s that they always bounce back from failures. I couldn’t agree more. From my own experiences and observing the experiences of others, resilience is indeed a key ingredient for success. An example in my life (which I already wrote about ...
Source: Life Optimizer - September 27, 2013 Category: Consumer Health News Authors: Donald Latumahina Tags: Attitude Purpose Source Type: blogs

#17 What Every Medical Practice Needs to Know about Web Design [Pediatric Practice Management AwesomeCast]
For today’s Pediatric Awesome-Cast Chip and I sit down with Alan Houser of Squareflair. Alan is a web designer. He and I worked together on Salud Pediatrics’ website. I really enjoyed working with Alan. I’ve also enjoyed talking with him. We’ve had some interesting conversations ranging from web design (of course), to managing a small business, to how our wive’s use the iPad. So I thought, why don’t we bring Alan on the AwesomeCast so we could talk about web design, some of the pitfalls people run into when designing their web sites and what are the things we could all do to make better ...
Source: Pediatric Inc - September 25, 2013 Category: Pediatricians Authors: Brandon Tags: Advertising Branding Consulting Internet Pediatric Practice Management VideoCast Web Marketing Google iTunes Pediatrics Web design Web Design and Development Source Type: blogs

Health Care Reform: Five Things to Keep in Mind When Selecting 2014 Coverage
Organizing for Action — the nonprofit offshoot of President Obama's reelection campaign — is running another ad defending the president's health-care law. According to the Washington Post: "The latest ad features a family of three who say they received a $350 rebate last year and are paying $60 less per month for health insurance — all after their insurance company informed them that their premiums would actually be rising by $110 per month." We previously discussed premium rates across the different states in a previous post. As WedMD reports: Depending on who you talk to, calculating savi...
Source: Policy and Medicine - September 24, 2013 Category: Health Medicine and Bioethics Commentators Authors: Thomas Sullivan Source Type: blogs

Marketing on a Micro Budget
Note from Phil: This is a topic I get asked about all the time, and I thought it was time to share someone else’s point of view on marketing on a micro budget. Enter Chris Garrett. A solid marketing campaign is one of the most important tools when it comes to building your business, but the costs can seem overwhelming. With some clever planning and some tips from the pros like our friend Phil, you can coordinate successful marketing without breaking the bank. Bringing them in Drawing customers into your store can be expensive, but try some of the classic, low-budget standards that businesses have relied on for decade...
Source: Phil Gerbyshak - September 18, 2013 Category: Life Coaches Authors: Phil Gerbyshak Tags: Uncategorized Source Type: blogs

Bored Game
If you have nothing to do, what happens? Some drink. Some go shopping. Others create board games. "Everybody has to pay. Nobody ever wins," Each player starts out on the "Buy Insurance" square as a small business owner (except for the Occupy Wall Streeters, who begin the game unemployed). Along the way, players are taxed, troubled, hospitalized, or may even fall victim to a death panel as they make their way across the board. CNS News Do not pass Go. Do not collect $200. "We may have added some funny exaggerations in the game," LeFeber said. "But since the original bill was bro...
Source: InsureBlog - September 18, 2013 Category: Medical Lawyers and Insurers Source Type: blogs