How has student loan debt negatively affected you?

For those DVMs who had to take loans for part/all of their education and are currently in the repayment phase (or if you've already paid off your loans), what is/was the most stressful part of that? Or had the biggest downfall? Check all that apply! If you have any other comments please add them below! For the record, I had to borrow the complete cost of attendance for both undergrad and veterinary schools, and I'm just curious how others have felt about the impact it's had on your life.
Source: Student Doctor Network - Category: Universities & Medical Training Authors: Tags: Veterinary Source Type: forums