Fear Is Boring

In the months and years leading up to my bankruptcy in 1999, I was very resistant to going broke. I kept sinking further into debt year by year, and bankruptcy was becoming increasingly inevitable. I kept doing whatever I could think of to stave it off, including selling off lots of items and trying to stay afloat with fewer and fewer resources. Eventually there wasn’t much of a choice. I fell behind on paying many bills, and consequences started happening. Creditors began calling – eventually up to 10x per day. The daily mail filled up with past due notices and collection letters. I had to scramble to find a new apartment after getting kicked out for nonpayment of rent. Debt was getting charged off and sold to different companies and collection agencies. Many people who were calling weren’t even the original creditors anymore. By this point my credit rating was already trashed, so a bankruptcy wasn’t going to make it much worse. When I finally surrendered to the inevitable and stopped resisting it, then my attitude was: Okay, let’s just get this over with then. It took some research and lots of paperwork. I had to list and estimate a market value for every item I still owned, including my intellectual property like computer games I’d written. It was actually a pretty straightforward process – basically a thorough accounting of one’s personal financial situation including assets, liabilities, income, and expenses. I fil...
Source: Steve Pavlina's Personal Development Blog - Category: Psychiatry & Psychology Authors: Tags: Creating Reality Emotions Source Type: blogs

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