Question about the debt?

One thing I'm confused about the Caribbean is that people on here keep saying that you risk being 400k in loans. Wouldn't that only apply to the 10% of people who don't match that make it through? From what I'm gathering on here is that most people drop out in the preclinical years, and the ones that don't match are the ones that struggled their way through the preclinical years so aren't you only really risking a term in loans if you drop out, maybe two? I feel like an easy solution to this... Question about the debt?
Source: Student Doctor Network - Category: Universities & Medical Training Authors: Source Type: forums