10 Little-Known Tips For Saving Money On Health Care

Sometimes, the devil is in the details. That’s a rule that applies to health care as well; the more you know, the better off you will be. Here are 10 ways you might be surprised to know you can save money on the one truly priceless thing you have: your health. 1. Prescriptions may cost you less if you don’t use your insurance. As difficult a pill as this is to swallow, your best deal on some commonly prescribed drugs may be found by ignoring the drug coverage you pay for and instead just reaching for your wallet. Often, your insurance drug plan requires a copay that is higher than the cost of paying cash at the register.  Several pharmacies, including Walmart, charge as little as $4 for a 30-day supply of some generic drugs, or $10 for a 90-day supply. Costco has an even longer list of low-cost generics and doesn’t require a membership to use its pharmacy. Costco also offers a home delivery service and will also fill prescriptions for your pets.  David Belk, a physician in the San Francisco Bay Area, who runs the website, TrueCostofHealthcare.org, suggests that before you hand your insurance card to the pharmacist, use your insurer’s or employer’s tools to check your out-of-pocket costs for your medications. Compare that with the pharmacy’s cash price. This strategy often saves money on generics, but might not bode as well with brand-name drugs, Belk says. With more expensive drugs, the insurance company may have negotia...
Source: Healthy Living - The Huffington Post - Category: Consumer Health News Source Type: news