5 Things Your Pet Insurance Policy Should Cover

Currently, there are over a dozen companies in the U.S. and Canada offering pet insurance, and if you've tried sorting out the differences between them, like many pet owners, you probably wound up more confused than when you started. As is the case with insurance of any kind, pet health care coverage is a wonderful thing to have if you need it -- and providing there are no big surprises when you submit a claim for reimbursement. Here's the scenario you want to avoid: You faithfully pay your monthly premium for years and enjoy peace of mind knowing your pet's health care will be paid for in the event of an expensive illness or emergency. When that dreaded day unfortunately arrives, you submit a claim to your pet insurance provider for reimbursement... and learn that the illness or injury your companion has suffered isn't covered by your policy. So now you're out thousands of dollars in premiums, and the substantial debt you've just incurred to treat your pet or save her life is your burden to bear, and yours alone. Unfortunately, this is a common occurrence for people who don't fully understand the exclusions and other limitations of their pet insurance coverage. The 5 Most Important Things a Pet Insurance Policy Should Cover Here are five things every pet owner should consider before investing in health care coverage for furry family members. 1. Chronic disease Chronic diseases typically appear in middle-aged and older pets and are considered incurable. They include ...
Source: Healthy Living - The Huffington Post - Category: Consumer Health News Source Type: news